Our Specialities
What Makes You, You?
It’s your experiences, likes and dislikes, your upbringing.
And just like many elements make up who you are,
the same can be said of tailoring an investment plan to serve you now and generations later.
Investments
Investments
Saving
Saving
Long-term thinking
Long-term thinkingThat’s why The Princeton Group specializes in multiple financial areas—because we believe real financial confidence comes when your wealth is cared for from multiple angles.
Savings and Retirement
In an ideal world, every dollar you invest now would grow—perhaps significantly—in the next seven years (depending on your investments and risk tolerance).
In our opinion, saving as much as possible—as early as possible—is essential to building a solid financial foundation.
How We Can Help:
We can help you budget and prepare cash flow models to help you accumulate wealth as you work towards retirement.And if you are retired, we can advise on options that can help you enjoy that golden stage of life to the fullest.
Higher education degrees typically lead to higher salaries.
But those degrees often come with a high price tag that can saddle graduates with a burden that can last decades.
How We Can Help:
We can identify right-sized tax-advantaged investments that can allow your investments to gain value while also reducing your tax burden—not to mention giving your children or grandchildren a head start into adulthood.Wells Fargo Advisors Financial Network does not provide legal or tax advice.
If you don’t decide what happens to your money when you’re gone, the State will…and you might not like the end result.
That’s why you should start thinking ahead now: To help ensure your wishes about your wealth and how it’s distributed are honored.
How We Can Help:
- We can title your assets and designate your beneficiaries correctly, as these override what’s listed in a will or trust.
- We can work with your CPA and attorney to help minimize any taxes your estate might owe upon your death, which can preserve more of your assets for your heirs.
Wells Fargo Advisors Financial Network does not provide legal or tax advice.
Giving to the Future
No matter how much wealth you have, you won’t be able to take it with you. That’s why many of our clients want to support and grow the causes or companies that hold meaning to them.
How We Can Help:
Through Donor Advised Funds, qualified charitable distributions and other vehicles, we can use tax-smart strategies for your wealth to leave a lasting impression.Donations are irrevocable charitable gifts. The sponsoring organizations maintaining the fund have ultimate control over how the assets in the fund accounts are invested and distributed. Donor Advised Funds donors do not receive investment returns. The amount ultimately available to the Donor to make grant recommendations may be more or less than the Donor contributions to the Donor Advised Fund. While annual giving is encouraged, the Donor Advised Fund should be viewed as a long-term philanthropic program. Tax benefits depend upon your individual circumstances. You should consult your Tax Advisor. While the operations of the Donor Advised Fund and Pooled Income Funds are regulated by the Internal Revenue Service, they are not guaranteed or insured by the United States or any of its agencies or instrumentalities. Contributions are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Donor Advised Funds are not registered under federal securities laws, pursuant to exemptions for charitable organizations.
Wells Fargo Advisors Financial Network does not provide legal or tax advice.
Minimizing Taxes
Income tax. Estate tax. Property tax. The list goes on and on. While you may not enjoy paying taxes, it’s still a necessity—but it doesn’t have to be a burden.
How We Can Help:
We can help reduce what you owe through tax-efficient portfolio construction, managing capital gains and losses, tax harvesting and more to help minimize your tax exposure, which means you’ll have more left to pursue other opportunities.Wells Fargo Advisors Financial Network does not provide legal or tax advice.
Proper Insurance
Very few people have the wealth to withstand a long-term debilitating injury. And even if they had that wealth, preventing irreparable financial harm can be cheaper and easier.
How We Can Help:
We’ll review your existing insurance policies (if you have any) and provide our recommendations along with a plan to help you adequately manage any serious illness, injury or disability.Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.
Financing Your Goals
Whether you’re buying a starter home or starting your own business, you might need a sizeable sum of capital to make it happen.
How We Can Help:
Our Wells Fargo affiliates can provide access to lending products and service through Wells Fargo affiliates. Products and services are offered by bank and non-bank affiliates of Wells Fargo & Company.